# Privacy Policy — Debt-free

_Last updated: 2 July 2026_

Debt-free ("the app", "we") is a payment and debt reminder app. This policy
explains what data the app handles.

## Data we collect
**None, by default.** All information you enter — payment names, amounts, due
dates, notes, images, and history — is stored **locally on your device** only.
We do not have a server, we do not have accounts, and we cannot see your data.

## Notifications
The app schedules **local notifications** on your device to remind you of due
dates. These are generated on-device and are not sent to any server.

## Photos
If you add an image to a payment, it is copied into the app's private storage on
your device. It is not uploaded anywhere.

## Purchases (if you subscribe to Premium)
If you buy a subscription, the purchase is processed by **Apple App Store** or
**Google Play**, and subscription status is managed by our billing provider
(**RevenueCat**). This may include a purchase identifier and subscription state.
We never receive your card details. See:
- Apple: <https://www.apple.com/legal/privacy/>
- Google: <https://policies.google.com/privacy>
- RevenueCat: <https://www.revenuecat.com/privacy>

## Data sharing
We do **not** sell or share your personal data with third parties, except the
app stores / billing provider strictly to process purchases.

## Data deletion
Because your data lives only on your device, uninstalling the app permanently
deletes it.

## Children
The app is a general finance utility and is not directed at children under 13.

## Changes
We may update this policy; the "Last updated" date will change accordingly.

## Contact
Questions? Contact: [email protected]